I am sort of missing the point of this story unless it is just an informational update.

It has been 10 years since my Type I diabetic wife passed away so my experiences are a bit out of date but I have still followed the stories.

Yes, it sucks that if you lose you medicines or have them stolen the insurance rarely covers replacing them. If they did replace them then a lot more people would scam the insurance to build up a stash.

My wife always had more than a month of extra insulin in the fridge. She rotated her stock, first in first out. It was not hard to build up a stash. Nobody can say how much insulin you will need each month, it depends on your diet and exercise and your size.

Yeah, 6 or 7 hundred dollars of out of pocket medical expenses each month is out of reach for a lot of people but if you have serious chronic illness you had better plan for it.

If you have a $3000 annual deductible then you are at $250 a month without even the first copay or uncovered expense.

It is pretty cool social media lets people share their wealth to help other diabetics. My wife would have pitched in. When she died we donated her two pumps and many months worth of infusions supplies and unopened boxes of insulin and even then the insulin went on the QT.

The number of ways that insurance dodges paying for prescriptions is many. The number of ways the pharmaceutical company have to keep prices high is also many. Since the markets are rigged then it is time to regulate them into shape. I actually could care less about more new drugs, the focus should be about making the current products more affordable.

TEK