I clapped but this story is a mess

"building a digital payment monopoly is the key to gaining future monetary power. Whoever creates the most user-friendly payment system will win the majority of American’s hearts — and their money."

As undemocratic as the U.S. might be we are unlikely to tolerate a monopolistic payment system.

I am still trying to figure out how anyone could create a more user-friendly payment system that a VISA card.

Why does everyone think digital money needs to be a blockchain?

I have read a lot of what you write and I never see you talking about, Society for Worldwide Interbank Financial Telecommunications (SWIFT) system.

TEK