I guess there is no harm in letting people know that it is possible that deferring their taxes is not always the best idea.

I don’t need strategies, I am fortunate to be in a position where I don’t need to optimize my retirement investments. Or putting it differently, I don’t need more savings or investments I need to not lose what I have or see it devalued.

I have a pension, what I think is a large IRA transferred from a 401k, a paid off house and other not tax deferred savings. I will be more than fine if I don’t suffer a big loss and we don’t have runaway inflation. Inflation will make the pension worth a lot less over time as it is not inflation adjusting.

I said I don’t need strategies well I do need one. What to do in a high inflation environment that does not carry the risks of equities? What do you think of TIPS?

TEK