I hold gold, I don't desire to sell it to a greater fool. All I desire is that I can sell it for the same value, adjusted for inflation as that at which I bought it. (note I have written here at least twice that all large scale gold mining should be banned, we have more than enough gold and mining damages the environment.)

To me gold is in.

Buying a small business is no different than buying stock unless you are actively working in that business. Otherwise you are living off the sweat of your workers, just like a big corporation.

I have no debt so I have none to retire. I have a lot of education and more education cost nothing but my time. I think I can teach myself almost anything with the recourses at hand does not require a cash investment.

The end result is an ethical person will suffer from the market crash or inflation because anything else requires taking from others.

TEK