Silly you, there will be decades more of warnings from all sides. No need to panic. It will be a slow-motion train wreck. I have lived on all three saltwater coasts. Disaster is a way of life. I have never been flooded but I have had much hurricane damage. Last one, the insurance covered nada, nothing, not a dime. My deductible is 5 percent of my coverage limit. I am considering dropping my homeowners' insurance. I will keep my flood insurance because it is cheap, but 30 years of homeowner's insurance premiums will pay for a new house. I think I might be better off self-insured. I own my houses free and clear.

TEK