Until we hit the Bitcoin mining limit the supply of bit coins increases everyday. That is inflation. How can we be sure that the Mining will stop at the cap. Bitcoin forked before. It is just software, it can be changed.

Paypal fees for using Bitcoin is huge. Paying using Paypal is not paying with Bitcoin, it is not coming out of your Bitcoin wallet it is Paypal money denominated in Bitcoin. I doubt Paypal has the actual Bitcoins to match holdings denominated in Bitcoin. I have some Paypal Bitcoin.

I do not pay any fees or interest on my credit cards. I get cash back. The fees and whatever are paid by someone else and are probably reflected in the cost of products but actual handling of cash is more expensive than credit card fees for big business.

I can't get Bitcoin without paying a fee even if someone would accept it without a fee.

Trading fees, I pay no fees or commission on stock, bond, index, option, futures, moneymarket or other trades. I don't know of any place I can trade Bitcoin without fee or commission. There might be a place I could trade Bitcoin without a fee but they probably don't have a long established reputation. I won't even use Robinhood, too small, too new to be trusted. I would hate to be scammed/defaulted out of hundreds of thousands of dollar of my savings.

TEK