You are using the wrong statistic, that is life expectancy at birth and include infant mortality etc.

A woman in the USA at age 65 on average will live to age 85.

https://www.bing.com/search?q=life%20expectancy%20for%20someone%20%20in%20the%20USA%20at%20age%2065&qs=n&form=QBRE&sp=-1&ghc=2&lq=0&pq=life%20expectancy%20for%20someone%20%20in%20the%20usa%20at%20age%2065&sc=0-49&sk=&cvid=330C5932B9004D988BF45F1E8F2FDA3F&ghsh=0&ghacc=0&ghpl=

TEK